Last Updated: JUNE 23, 2026
These Terms and Conditions govern your use of Prevail Insurance services DBA ANDREW V PAYAS-GERONIMO
website and communication services, including SMS and email messaging programs. By using our website or opting into communications, you agree to these Terms and Conditions and our Privacy Policy.
1. Messaging Program
Prevail Insurance services DBA Andrew Vincent Geronimo may send SMS and email communications to users who opt in. Messages may include:
Appointment confirmations and reminders
Service updates
Promotional offers
Insurance-related information
Message frequency may vary.
2. Consent to Receive Messages
By providing your phone number and opting in, you consent to receive text messages from Prevail Insurance services DBA ANDREW V PAYAS-GERONIMO. Consent is not a condition of purchase.
3. Opt-Out
You can opt out of SMS communications at any time by replying STOP to any text message received from us. After opting out, you will no longer receive SMS messages unless you opt in again.
4. Help and Support
For assistance, reply HELP to any message or contact us directly:
📞 +1 323-354-2265
5. Message & Data Rates
Message and data rates may apply depending on your wireless carrier and mobile plan.
6. Carrier Disclaimer
Wireless carriers are not responsible for delayed or undelivered messages.
7. Privacy
Your use of our messaging services is also governed by our Privacy Policy.
8. Changes to Terms
We reserve the right to update these Terms and Conditions at any time. Changes will be posted with an updated effective date.
9. Contact Information
Prevail Insurance services DBA ANDREW V PAYAS-GERONIMO
Valencia, CA 91355
📞 +1 323-354-2265
FAQ's
We offer term life, whole life, and universal life insurance. Term life covers a specific period, while whole life provides lifetime coverage with cash value. Universal life offers flexible premiums and death benefits. Our experts will guide you to choose the best plan for your needs.
Choosing the right plan depends on your goals and family needs. Our team will help assess your financial situation and recommend the best coverage, whether it's term life for temporary needs or whole life for lifelong protection.
Yes, many policies allow adjustments as your life changes. Whether it’s increasing coverage or adjusting premiums, we’ll help you modify your policy to meet your evolving needs.
Filing a claim is easy. Simply contact our claims team, and we’ll guide you through the process, ensuring all necessary documentation is submitted quickly and efficiently.


Andrew Geronimo
NPN# 21566120
Valencia, CA 91355
📞 +1 323-354-2265
Prevail Insurance Services
25709 Tournament Road
Valencia, CA 91355
We provide reliable and flexible life insurance solutions designed to give you peace of mind. We help secure your family’s future—so you can focus on what truly matters.
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